Credit Bureaus (United States)*

EQUIFAX EXPERIAN TRANS UNION
www.equifax.com www.experian.com www.transunion.com
1-800-685-1111 1-800-397-3742 1-800-888-4213
1-800-525-6285 1-888-397-3742 1-316-634-8440
* These are all generic phone numbers that get you into their voicemail systems.

Credit Bureaus (Canada)

EQUIFAX NORTHERN CREDIT TRANS UNION
www.equifax.com www.creditbureau.ca www.tuc.ca

Websites:

In order to talk with "live" individuals, it will be necessary to order your credit reports from each particular bureau. On each report will be a confirmation code and a phone number (different from above). You will only be connected to a credit bureau employee by entering this code when asked by voicemail. Make sure to have a speakerphone as waiting times can be lengthy.

How you can obtain a copy of your credit report:

By telephone: Call toll free: 1-977-322-8228
On the web: Visit www.annualcreditreport.com
By mail:

Mail your completed annual credit report request form (which you can obtain from the Federal Trade Commission's web site www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281