WHAT WE DO • Credit • Credit • Credit

Do you want to:

• Wipe negative items from your credit report like they never existed.
• Have banks, mortgage companies, car dealers and other high-quality lenders practically tripping over themselves to offer you their best rates.
• Save thousands or even hundreds of thousands of dollars in interest fees and lost opportunities.
• Get back the buying power, financial opportunity and personal pride you deserve… fast.

If so, then let Credit Insider Club work tirelessly to remove derogatory information from your credit report so you can get back to doing what you do best. I am David Murphy, the president of Credit Insider Club, and I have spent the last 21 years uncovering every dirty little secret of the credit reporting industry and digging up every technique you can legally use to quickly and permanently boost your credit score.

I'll Become Your Personal FICO Coach and Credit Advisor
For The Full Length Of Your Credit Insider Club™ Membership
Got a question about how something is going to impact your score? Call me. Wondering what steps you can take to keep you credit from sinking back into the hole? Pick up the phone. Need somebody to kick you in the butt, bring you back to reality and keep you from making stupid mistakes that will cost you again and again for the rest of your life? You've got a pro in your corner.

What do you think that kind of personal service and attention would cost from a lawyer? How much do you think you'd waste trying to work through your "money issues" with a shrink? My whole reason for doing this is to save you money and keep another honest person from being abused by the credit agencies… and I'll do everything I can to make sure you climb the FICO mountain and stay on the top where you deserve.

I have tracked down the hidden giants of the credit industry—the guys who make the big bureaus quake in their boots and made them an offer they couldn't refuse. (In fact one of my mentors sued TRW—now one of the big three reporting agencies—for MILLIONS of dollars for their unethical methods and inaccurate reporting. . . and won. You can bet I took down every little secret in his playbook.

I traded notes with the best in the business—guys who made a career and a lifestyle out of keeping FICO's long shadow from ruining more dreams. In the end, I learned the stuff the credit agencies don't want you to know. I learned about consumer rights–what you can and can't do when it comes to you credit and what the big bureaus and agencies are required to (but are often too lazy to) do when you contest an item on your credit report as being being inaccurate, obsolete or non-verifiable.

There's nothing I hate more than helping a client improve their credit rating only to watch them be dragged back down by late payments and unpaid bills.